Home Energy Loan Program

Making your home more energy efficient is one of the most substantial actions homeowners can take to reduce the emissions contributing to climate change. Through the Home Energy Loan Program (HELP), Toronto homeowners can borrow up to $125,000 to cover the cost of home energy improvements, such as:

• Air-source heat pumps
• Window/door replacements
• Insulation: basement/attic/exterior wall
• Air sealing (e.g. weather stripping or caulking)
• Geothermal systems
• High-efficiency water heaters
• High-efficiency furnaces/boilers/air conditioners

• Tankless water heaters
• Drain-water heat recovery systems
• Toilet replacements
• Solar hot water systems
• Rooftop solar PV panels
• Electric vehicle charging stations (Level 2)
• Battery storage

HELP makes it easy and affordable for homeowners to pay for home improvements over time and access rebates offered by utility companies and the Federal government. Once funding is approved, homeowners can hire the contractor of their choice and complete their renovations.